Loans, Personal Lines Of Credit and Bank Cards

From buying very first house to refinancing a preexisting mortgage; or using our Car Buying solution for you to get a charge card with competitive prices and zero charges, we’ve got the loans and credit lines you want.


Home Loans

Select a loan provider you are able to trust. At DOCFCU, our experienced lenders will soon be to you every action for the means, allowing you to select the mortgage choice that fits your requirements and budget.

  • Fixed and rate that is adjustable available
  • Loan amounts from $75,000 – to $1,500,000
  • Designed for main residences or homes that are secondno investment properties)
  • Loans around 97% loan-to-value*
  • First and 2nd home loan combination loans as much as 90per cent loan-to-value
  • Handle your loan on the web, including payments that are making
  • Designed for houses in every 50 states
  • Get a personalized, no responsibility price estimate
  • Get pre-qualified for the next home loan
  • Explore the resource accessible to help you create choices that are smart

Convenient Online Mortgage Access

You can view your home loan declaration, review your re payment history, look at your escrow balances, and even make a primary payment that is online your account.

Have Mortgage Concerns?

For concerns regarding our application process, getting pre-approved or even to ask questions that are general obtaining a DOCFCU mortgage, please contact our professionals straight:

  • Mike B. (202) 808-3628
  • Celia M. (804) 368-6036
  • Ron V. (804) 588-4787
  • or e-mail us at

For questions relating to your DOCFCU home loan application, please contact us at (804) 588-4788 or e-mail us at

For concerns about your DOCFCU home loan, please contact our home loan servicer at (877) 636-9790


Home Equity Loan and personal credit line – Zero Closing expenses*

A house equity personal credit line from DOCFCU may be a smart method to fund many different requirements, including a house renovation or repairs, training costs, the journey of a very long time, as well as just to combine financial obligation. Our lenders that are experienced willing to assistance with tailored personal credit line simply for you.

A house equity loan, or “second trust loan“, is yet another choice that substitutes a set price when it comes to adjustable price of a property equity credit line.

*No closing costs for a short advance of $10,000 or higher. Borrow up to 90% of one’s home’s value (minus your mortgage that is first balance up to $250,000 must certanly be eligible for DOCFCU account. Other limitations may use, e mail us for details. NMLS #810389

Residence Equity Personal Credit Line

  • A minimal interest that is variable of Prime+0*
  • No closing expenses on a short advance of $10,000 or even more
  • Tax-deductible interest re re payments (consult with your income tax consultant for details)
  • The capability to borrow as much as 90per cent of the home’s value (minus your very first home loan stability) as much as $250,000

Residence Equity Loan (2nd Trust)

  • The lowest fixed price
  • Tax-deductible interest re payments (consult with your taxation consultant for details)
  • The capacity to borrow as much as 90per cent of the home’s value (minus your mortgage that is first balance as much as $100,000


Have actually questions? We’re right right right here to greatly help. Please phone 202.808.3600 to consult with certainly one of our loan experts today.


Automotive Loans

A car loan from DOCFCU will allow you to drive a bargain that is hard. Whether you’re thinking about purchasing a fresh or used vehicle, or refinance your existing automobile loan to save cash, our low prices and value-added services could make a difference that is big.

  • As much as 105per cent on used and new financing
  • Fast approvals ( Within twenty four hours or less)
  • Price matching open to qualified people
  • Union benefits discounts (may not be combined with match price)
  • Free Autocheck for utilized cars with application for the loan

DOCFCU Vehicle Buying Service, Running On TrueCar â„¢

We’re going to additionally provide provide an associate .25% off of the price when they utilize real vehicle and supply us using the certification of purchase.

Automobile Loan Calculators

Utilize our calculators that will help you calculate your monthly premiums.

Extra Solutions

There’s more to an intelligent deal than the usual good cost. That’s why a variety is offered by us of extra programs and tools that will help you both purchase wisely and protect your investment.

Extra Services

GAP Insurance to safeguard Your Loan

Fully guaranteed resource Protection (GAP) insurance assists relieve your economic burden by having to pay the difference that is potentially high-cost your insurance coverage settlement along with your loan stability on things straight pertaining to the acquisition of one’s car.

To find out more, please contact that loan officer at 202.808.3600 .

  • 90-day free look – you might cancel your security within 3 months of the enrollment date and get a complete reimbursement with no termination cost.
  • Skipped payments – protection includes skip-a-payment or delinquent-payment features for the life regarding the economic contract.
  • Available on loans – protects used and new vehicles.
  • Primary automobile insurance deductible – pays as much as $1,000 of the car tax deductible.*
Extensive Car Provider

Safeguard your self from unforeseen, high-cost repairs, and undoubtedly, boost the resale value, if you decide to offer your automobile.

Many car that is major happen following the factory guarantee duration concludes. Without a car Service Agreement (VSA) — you may possibly end up investing in unanticipated and repairs that are expensive. Being a total outcome, extended protection for car repairs is actually a prerequisite. Department of Commerce Federal Credit Union has teamed up with Intercontinental Warranty Services to offer you a far more affordable Dorset payday loans way of protection for the brand new or qualified vehicle that is pre-owned.

Consult with your loan officer regarding the choices and understand how you might conserve to 50per cent off dealer prices. You might qualify for protection even although you don’t have a car loan with Department of Commerce Federal Credit Union.

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