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  • Fast
  • Easy
  • Secure
  • Anytime, anywhere
  • No application costs
  • No security
  • No guarantors
  • No wahala!

About Us

Fido cash Lending Limited (FIDO) is an institution that is financial in Accra, Ghana and certified by Bank of Ghana. FIDO provides without headaches loans that are short-term called FIDO Loans. Our clients can use for the FIDO Loan straight from their particular smart phone or in FIDO’s branch and get a credit choice within a few minutes. The mortgage is present to salaried, contracted and self-employed specialists. Just a one-time verification of ID and mobile cash account is essential before disbursement for the money. No security or guarantors are expected.

Faqs

Is FIDO authorized to present loans in Ghana? Yes. FIDO is certified because of the financial institution of Ghana to supply loans. Which are the charges to utilize Fido? There aren’t any UPFRONT FEES for making use of the FIDO mobile software or obtaining a FIDO Loan. A processing is charged by us cost which is disclosed to your client ahead of accepting that loan, and they are compensated just once you get the cash, if your loan flow from for payment. Exactly what do the FIDO is used by me Loan for? Clients can use the profits for almost any function, aside from unlawful task. Exactly what are the eligibility requirements? To be eligible for a FIDO Loan, you may need A id that is valid and cash or banking account. <ul>

  • ID Type: Driver’s License, NHIA Membership, Voter ID, Nationwide ID or Passport
  • Mobile cash account: MTN Cellphone cash, Tigo money & Airtel Money registered in your title for at the least 2 months.
  • Bank-account: initial bank statement for a legitimate deposit account by having a commercial bank in Ghana.
  • You need to be a resident in Ghana over 18 years old. Exactly how much could be the interest? The attention prices for brand new clients begin at 14per cent for 1 month, the attention quantity is exhibited within the application before using. Coming back clients having a beneficial reputation for having to pay your loans with Fido on time improve interest on future loans, the cheapest rate of interest is 8% for 1 month. The length of time does it decide to try accept my demand? A credit decision will be shown on the screen within one minute after submission.

    FIDO software evaluates each loan application and book the ability to reject some applications. Your choice can not be reversed so we can just only suggest you to definitely use once again after 14 days. My demand had been authorized. Exactly exactly What do i need to do next? Please read carefully the instructions exhibited within the application if the loan was authorized. The guidelines will inform you to either accept the mortgage contract inside the software to accomplish the method, or see a branch for processing. Please see the Contact section for opening hours and instructions to your branch. Where so when will my FIDO Loan be compensated? The loan is paid out instantly for MTN /Tigo Cash and 1 business day for all other methods after fully completing the process. We will inform you by SMS of this transfer. Just just How am I going to repay the FIDO Loan? If the loan becomes due, you will need to move the funds from your own wallet following procedure below. To pay for with money, you can travel to any Zenith bank deposit and branch to FIDO’s account. Make every effort to always utilize your Client ID for re re payment.

    Bank: Zenith Bank
    Branch: Hq
    Account Name:
    FIDO Cash Lending Ltd
    Account Quantity: 6010159660

    Make sure to write your name that is full on deposit slide additionally give your customer ID (*********) to your teller

    (needs to be from very own wallet)
    Dial: *501#
    Select: spend Bill
    Select: Investment and Loans
    Select: FIDO from list
    Enter Amount:
    Enter Reference: *********
    Enter Pin Code: _ _ _ _

    Cash – Zenith bank Tigo Money MTN Cellphone Money Airtel Cash
    (must certanly be from very very own wallet)
    Dial: *170#
    Select: spend Bill
    choose: General Payment
    Enter Payment Code: online payday OH Fido
    Enter Amount:
    Enter Reference:
    *********
    Enter Pin Code: _ _ _ _
    Dial: *500#
    choose: purchase Goods
    choose: Other
    Enter Merchant title: FIDO
    Enter Amount: ______
    Enter Reference: *********
    Enter Pin Code: _ _ _ _

    What may happen if i cannot repay the FIDO Loan on-time? Please e mail us with any presssing dilemmas associated with the payment of your FIDO Loan. Clients is likely to be charged extra charges for late repayments. Fido reserves the ability to simply just just take any appropriate action to recover outstanding debts and report delinquent borrowers towards the appropriate agencies and/or authorities. What’s the min/max loan quantity? First-time borrowers meet the criteria for no more than 200 GHC to be compensated within 10 to 33 times. The mortgage term needs to be chosen into the software whenever using.

    Having to pay your loan on time will get you an increased quantity and paid down interest as the ladder is climbed by you as much as a optimum of 1000 GHS.

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